Business Owner’s Policy: Insurance for Your Dental Practice

Washington Dentists’ Insurance Agency offers quality business owner’s policies that are designed to serve dentists and their practices.  

Most dental practices are considered small businesses. But dental practice ownership involves complexities that extend beyond typical small business owner’s policy coverage. WDIA experts understand the nuances of running a dental practice because we work exclusively with dentists. 

As a practice owning dentist you invest in equipment and systems to deliver excellent care. These unique elements of your practice require coverage from an insurer that understands dentistry. 

Our quality business owner’s policies provide the tools you need to protect your team and your income if the unthinkable occurs.

We work with carriers that offer comprehensive coverage at competitive rates. To shop and compare your options for business owners’ coverage, request a consultative meeting or give us a call at 800-282-9342.

Dental office front desk with patient

Insurance to Protect Your Dental Practice

If you have a practice loan or a lease, you are likely required to carry a business owner’s policy to protect your dental practice. Your business owner’s policy general liability coverage to protect you against claims from accidents and mishaps. Generally, we recommend dental practice owners invest in business owner’s policies that cover:

  • Physical accidents, that cover things like trips and falls.
  • Property damage caused by water, fire, or vandalism.
  • Income loss while rebuilding your practice if the unthinkable occurs.

Your business owner’s policy mitigates your risk for costly repairs and rebuilding. Your policy also helps cover expenses if operations are impacted, by providing support for overhead costs and income loss. 

We are here to advise you and advocate for you. If you have any questions about insurance policies for dentists, please get in touch with the WDIA Team. 

To learn more about your options for coverage please request a quote or call us at 800-282-9342.

What is a business owners’ policy for dental practices?

Business owners’ policies combine general liability and property coverage to protect your dental office, equipment, and income stream.

Required by many lenders and landlords, it covers physical accidents (slips, trips), fire or water damage, vandalism, and loss of income during rebuilding—plus optional riders for earthquake perils.

Why is a business owners’ policy important for dental practices?

It mitigates financial risk from property damage or interruption, helping cover repairs, overhead, and payroll if your practice is temporarily unoccupiable.